What Injuries Are Covered in a Workers’ Compensation Claim?

Workers’ compensation stands as an essential safeguard for employees across New Jersey, providing both financial and medical support to those who endure job-related injuries or illnesses. This system ensures that the burden of workplace accidents does not fall on workers alone. It offers a route to recovery without the complexities of litigation. At Hartman Duff, LLC, we are committed to navigating individuals through the intricacies of workers’ compensation claims. 

Our aim is to make sure you fully grasp your rights and the benefits to which you are entitled under New Jersey law. This blog post provides a guide for individuals who have sustained injuries at work about the types of injuries typically covered by workers’ compensation in New Jersey, empowering you to navigate your claim with confidence.

Understanding Workers’ Compensation in New Jersey

In New Jersey, workers’ compensation is structured to safeguard employees who endure job-related injuries or illnesses by affording them the necessary medical treatment and compensating for lost wages. This system does not require employees to prove their employer’s fault to receive benefits. The primary consideration is the nature of the injury and its occurrence in relation to employment. The coverage extends to most employees, offering widespread protection across most industries.

The spectrum of benefits under New Jersey’s workers’ compensation law encompasses medical treatment for the injury, temporary disability benefits during the recovery phase, permanent partial benefits for enduring impairments, permanent total benefits for individuals who are unable to resume work, as well as the possibility of re-opening a claim if the injury becomes worse in the future. Additionally, dependents of workers who have succumbed to employment-related fatalities are entitled to death benefits. These measures ensure that workers are supported throughout their recovery process and beyond, facilitating a return to their work life when feasible.

Types of Injuries Covered Under Workers’ Compensation

• Occupational Injuries: These injuries arise directly from employment activities, including but not limited to slips, trips, falls, machinery accidents, and vehicle-related incidents on the job. New Jersey’s workers’ compensation system ensures that affected employees receive both medical care and compensation for lost wages during their recovery period.
• Repetitive Stress Injuries: Injuries such as carpal tunnel syndrome and tendonitis, which stem from repetitive motions or overuse, fall under the umbrella of workers’ compensation. These conditions, developing over time, can significantly hinder an employee’s work capability.

• Occupational Illnesses: Job duties or work environments that lead to illnesses, including respiratory conditions due to exposure to hazardous materials, skin diseases from chemical contact, or hearing loss from persistent loud noise, are recognized. This highlights the critical role of workplace safety and workers’ compensation in mitigating occupational health risks.
• Mental and Emotional Stress: Under certain conditions, mental and emotional stress injuries linked directly to the workplace may be covered. These cases, often complex, underscore the necessity for expert legal guidance to successfully navigate the claims process.

What Is Not Covered?

Not all injuries fall under the scope of workers’ compensation in New Jersey. Injuries that are self-inflicted, incurred while committing a crime, or resulting from a violation of company policy are typically excluded. This distinction ensures that the system supports genuine job-related injuries and illnesses, ensuring that the benefits are directed to those in genuine need.

Filing a Claim and What to Expect

Initiating a workers’ compensation claim entails promptly notifying your employer about the injury and seeking medical attention. The importance of documentation cannot be overstated, nor can strict adherence to New Jersey’s statutory time limits. Subsequent to filing, employees might undergo independent medical examinations and a review process to ascertain the claim’s validity and the extent of applicable benefits.

Navigating the Appeals Process

Should a workers’ compensation claim be denied, New Jersey employees are entitled to appeal the decision. This entails filing a formal appeal with the New Jersey Division of Workers’ Compensation, adhering to specific timelines and protocols. Hartman Duff, LLC excels in representing clients throughout the appeals process, aiming to overturn denials and secure the deserved benefits for our clients.

The Impact of Workers’ Compensation on Employment

Post-claim job security concerns are prevalent among employees. New Jersey statutes offer protection against employer retaliation, ensuring that claims can be filed without the fear of job loss. The process of returning to work, including considerations for light duty and accommodations, is managed within the workers’ compensation framework, ensuring a respectful and medically considerate reintegration into the workplace. However, the law does not require an employer to keep a job position open until the injured employee returns.

How a Workers’ Compensation Lawyer From Hartman Duff, LLC Can Help

Facing a job-related injury in New Jersey can be an overwhelming experience. But, you don’t have to navigate the complexities of a workers’ compensation claim alone. At Hartman Duff, LLC, our team of dedicated personal injury attorneys specializes in workers’ compensation law, ensuring that your rights are protected and you receive the full benefits you’re entitled to under New Jersey law.

With years of experience and a deep understanding of New Jersey’s workers’ compensation system, we’re committed to providing you with personalized, compassionate legal support every step of the way. From filing your claim to appealing denied benefits, Hartman Duff, LLC is here to fight for your rights and help you secure the compensation you need to recover and move forward with your life.

Don’t let the stress of a workers’ compensation claim overwhelm you. Contact us today for a free consultation, and let us take the burden off your shoulders. Together, we’ll work toward a positive outcome for your case, ensuring you can focus on what truly matters—your recovery and well-being.